Wealth habit
Automate your investing
A small weekly transfer into index funds beats sporadic lump sums. Automation removes willpower from the equation.
Example schedule
Mon
£5
Wed
£10
Fri
£15
Sat
£20
Total weekly investment: £50 → £2,600/year without thinking about it.
Set the amount
Pick a number that feels almost insignificant. Consistency matters more than size.
Automate through your bank
Create a standing order from your main account to your brokerage or investment ISA the day after payday, so bills clear first.
Increase annually
Each year, bump the automation by £5–£10/week or a percentage of your raise to harness compounding.