Tactile control
Cash stuffing basics
Card swipes feel painless. Physical cash envelopes create just enough friction to slow impulse spend.
Starter envelopes
Groceries
Fuel
Takeaways
Fun
1. Withdraw cash each payday
Stuff envelopes with the amount you allocated in Budget Expert.
2. Spend only what’s inside
When an envelope runs dry, the category is done until next payday.
3. Log leftovers
Roll unused cash into savings or reduce next month’s funding.