Quick win
Audit your subscriptions every 6 months
Streaming, software, and memberships creep up silently. A quick review redirects £20–£50/month back to goals.
Categorise them
Keep
£62/mo
Cancel
£28/mo
Review
£15/mo
1. Export your bank statement
Highlight every recurring charge from the last 60 days.
2. Score each one
Label it essential, optional, or cancel. Anything optional should justify its value in the last month.
3. Redirect the savings
Move cancelled amounts into a savings envelope so the freed-up cash doesn’t vanish.