Budget Expert
Your entire month, orchestrated beautifully.
Plan each payday, keep flexible spending honest, and glance at what is safe to use without digging through spreadsheets. Budget Expert syncs every edit instantly across iOS, Android, and the web.
- ✓See what's been paid and what's still waiting.
- ✓Copy your plan into next month before the calendar flips.
- ✓Share the same live numbers across every device.
£3,482
Safe to spend
Blueprint
Focus: Add your basics
Tap follow-ups as soon as payday lands to lock in the calm.
Step 1 / 3
Add your basics
List the bills, subscriptions, and weekly shops you already know about.
1. Add your basics
List the bills, subscriptions, and weekly shops you already know about.
2. Track as you go
Mark bills as paid and tweak flexible spending from your phone or laptop.
3. Plan the future
Use the planner to test pay rises or surprise costs before they become real.
See what’s safe to spend
Income, bills, flexible envelopes, and buffers live together so you always know the true balance.
Copy plans into next month
Build a template, adjust it when life changes, then roll it forward with one tap.
Surface priority actions
Dashboard nudges show what still needs attention so nothing slips through the cracks.
Know what’s left to spend
See your income, bills, and day-to-day spending side by side so you always know how much is safe to use.
Stay ready for what’s next
Plan the next month in advance, then copy it into the live view when the calendar flips.
Keep every device in sync
Whether you’re on the sofa or on the go, your numbers stay up to date across web, iOS, and Android.
Make payday feel calm again.
Join the early access list so you’re first in line when mobile apps go live.
Financial tips
Learn new money moves in minutes
We publish bite-sized guides on buffers, envelopes, investing, and more. Here are a few favourites.
Money wisdom
Buffer your fixed bills
Aim to keep one month of recurring bills in your account so you never scramble when due dates shift.
Learn how →Weekly insight
Audit flexible categories
Every Sunday, glance at your flexible deltas and nudge envelopes before the next paycheck lands.
See the checklist →Stay proactive
Log side income early
Add upcoming freelance or rental income to the upcoming sheet so dashboards project an accurate runway.
Plan side gigs →